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Act Fast! Check out SmartShopper to win a $50 gift card.
Be a smart shopper! Your SmartShopper benefit allows you to easily price shop for in-network care options. You can save money on out-of-pocket costs. Plus, earn cash back for selecting a cost-effective location.
Learn more and get entered to win 1 of 5 gift cards by calling a SmartShopper Personal Assistant or go online between October 24 and November 30.
Don’t wait to join all the people who are saving and earning cash back with SmartShopper!
It’s quick and easy to compare providers online at bcidaho.com/smartshopper or by calling the SmartShopper Personal Assistant Team at 866-507-3528. The Personal Assistant Team is ready to support you from selecting to scheduling to prior authorizations, they make next steps = no sweat. Call today!
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Your New Plan Year “To-Do” List
This year, more than ever, it is important to review your health care elections.
→New plan year rates – If you miss the Open Enrollment window, you will be locked into your election until next Open Enrollment or experience a Qualifying Life Event.
→Review the FY24 Summaries of Benefits & Coverage (SBC)
→Check out the FY24 New Plan Year Highlights
→Review the FY24 Flexible Spending Account (FSA) Toolkit to learn about how the FSA works.
→Start a file for your FY2024 receipts.
→Set up your Blue Cross of Idaho member portal login at members.bcidaho.com.
→Set up your Navia member portal login at idaho.naviabenefits.com if you are participating in Flexible Spending Accounts.
→Visit the Be Healthy page to find ways to manage your a current health condition, stop smoking, and see what extra perks are available to you.
New for FY24 – Employer Funded Health Savings Accounts (HSA)
Health Savings Accounts (HSA) are a way employees AND employers to contribute pre-tax dollars to an account to pay for health care expenses. Best of all, these funds belong to the employees; there is no “use it or lose it”.
How do you know if you are eligible?
- You must be enrolled in the High Deductible Health Plan (HDHP)
- You cannot be covered by any other health plan (e.g., Medicare, Medicaid, spouse’s employer-sponsored non-HDHP plan, etc.)
- You cannot participate in the regular Health Care FSA but you can participate in the Limited Purpose Health Care FSA.
School District Information
The links below provide information that will assist school districts with understanding the State’s group health plan. If you have additional questions, visit the Contact Us page.
- FY24 Plan Year Rates & Premium Model Comparison – Start July 2023
- School District Presentation Slide Deck – Updated 4/21
- Sample Administrative Services Manual
- Options to Use Sick Leave
- Draft Memorandum of Understanding (MOU)
- Decision/Discussion Guide
OGI Enabling Statutes
The Office of Group Insurance is established in Idaho Code Sections 67-5760 through 67-5772. Specific links that may be of interest:
- Powers and Duties of Group Insurance – Idaho Code 67-5761
- Objectives and Considerations of Group Insurance – Idaho Code 67-5762