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The state of Idaho is pleased to offer eligible retirees and their dependents a comprehensive and flexible benefit program designed to promote health and personal welfare.

Retiree Medical Coverage

Eligible retirees under the age of 65 may elect group medical coverage for themselves and their eligible dependents and have the choice of Blue Cross of Idaho Traditional, PPO, or High Deductible plans. Prescription drug coverage is included in the medical coverage. There is no retiree dental plan but a COBRA election may be available. Vision coverage is not available. Retiree Medical Coverage Plans & Rates.

Blue Cross of Idaho

SCAM ALERT - January 25, 2018

United Health Care (UHC) has reports from retirees that they are receiving phone calls from individuals impersonating UHC representatives. Please view the PERSI notification for more information.

Important Timeframes

Date of Retirement

The date you start drawing your state retirement benefit. You must attach a copy of the statement from your retirement system showing the date your retirement benefits begin.

Date Active Employee Coverage Ends

If you terminate active employment status prior to the 15th day of a month, your eligibility for coverage ends on the last day of that month. If you terminate active status on or after the 15th day of a month, your eligibility for coverage ends on the last day of the following month. Your human resources office can provide you with additional information.

Retiree Plan Effective Date

Coverage is effective on the first day of the month following the date your active employee coverage terminates, provided your Retiree Medical Plan Enrollment Application is submitted to our office within sixty (60) days of the date your active employee coverage ends. For example, if your active employee coverage ends May 31st, you must submit your application by July 30.

Calendar Icon Are you turning 65?

Because your Medicare coverage begins on the first day of the month in which you turn 65 and your eligibility for the Retiree Group Medical Plan ends on the last day of that month, you could qualify for a reduced premium rate for your birthday month if you have Medicare parts A and B.

You will be notified by Blue Cross as well as the Office of Group Insurance; however, you may contact our office at any time if you would like additional information.

Helpful Links:


State Controller's Office

Blue Cross of Idaho Member Site

Blue Cross of Idaho - Mobile Friendly Site

Senior Health Insurance Benefits
Advisors Program (SHIBA)

  • Idaho SHIBA provides free, unbiased Medicare benefits information and assistance for all Idahoans with Medicare.

Using Sick Leave Funds

If you retire directly from employment with the State of Idaho AND are age 65 or older, you may be eligible to use PERSI-administered sick leave funds to pay premiums for Medicare Supplement, Advantage and Part D plans.

If you are interested in obtaining information about plans available from these carriers, including premium rates, contact any or all of the carriers directly during their regular office hours listed below.

  • Aetna Health & Life Company
    Hours: Monday thru Friday 8 am - 5 pm MT
  • Blue Cross of Idaho
    Hours: Seven Days a Week, 8 am - 8 pm MT
  • PacificSource Community Health Plans
    Hours: Seven Days a Week, 8 am - 8 pm MT from October 1 - February 14
    Hours: Monday through Friday, 8 am - 8 pm MT from February 15 - September 30
  • Regence Blue Shield of Idaho
    (Includes Regence affiliates in Washington, Oregon and Utah, and Asuris Northwest Health)
    Hours: Monday through Friday, 8 am - 6 pm MT
  • United Healthcare/AARP
    Hours: Monday through Friday, 5 am - 9 pm MT
When you enroll, you MUST tell your carrier that you want the premium deducted from your sick leave funds so that they can include you on their monthly billings to PERSI.

Attention Providers: If you wish to become a Medicare Supplement Insurance provider for the state of Idaho retirees, please view these procedures [PDF].