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Premiums

red lightning FY2023 Premium PDFs
 
NOTE** Premiums for some plans, particularly the Traditional plan, have changed. Review the rates prior to Open Enrollment so you can make any changes to your benefit elections. If you miss the Open Enrollment window, you will be locked into your election until next Open Enrollment or experience a Qualifying Life Event.

You and your agency share in the cost of your medical and dental coverages.

How much you pay depends on:

  • which plan you choose
  • how many family members are enrolled, and
  • how many hours per week you work

Consult your human resource office to confirm your agency’s payroll schedule. The medical and dental premiums collected in the current month are for the following month’s coverage.

What is the Premium Only Plan Option?

When enrolling in the medical/dental plan, you have the option to select premiums on a pre-tax or post-tax basis. These plans are also referred to as a Premium-Only Plans (POP).  Pre-Tax premiums would be deducted before federal, state, or Social Security/Medicare taxes are withheld, which would also lower your taxable income. Post-tax premiums would be deducted after the aforementioned taxes are deducted.

 

After initial enrollment, you may change your POP election only during the annual Open Enrollment period.


green arrow Full-Time FY2022 Monthly Medical/Dental Rates
Full-time Employee (30 – 40 hours per week)
Employer Medical: $952.06; Employer Dental: $18.78

 

In HouseholdPPOTraditionalHigh DeductibleDental
Employee Only$65.00$80.00$25.00$10.06
E + Spouse$161.00$196.00$68.00$46.10
E + Child$110.00$138.00$45.00$38.82
E + Children$155.00$196.00$65.00$59.50
E + Spouse + Child$206.00$254.00$88.00$65.96
E + Spouse + Children$251.00$299.00$108.00$76.28

green arrow Part-Time FY2022 Monthly Medical/Dental Rates
Part-time Employee (20 – 29.9 hours per week)
Employer Medical: $761.64; Employer Dental: $15.02

In HouseholdPPOTraditionalHigh DeductibleDental
Employee Only$255.42$270.42$215.42$13.82
E + Spouse$351.42$386.42$258.42$49.86
E + Child$300.42$328.42$235.42$63.26
E + Children$345.42$386.42$255.42$63.26
E + Spouse + Child$396.42$444.42$278.42$69.72
E + Spouse + Children$441.42$489.42$298.42$80.04

 

 

 

 

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