FY27 Open Enrollment Runs from April 27th to May 15th at 5PM
(for benefits beginning July 1st, 2026)
Each year, the Office of Group Insurance sends all agencies instructions in advance of the upcoming annual open enrollment. We include such details as the exact dates of the open enrollment period and employee deadlines for submitting election forms. We also post information for employees about available benefit options, and upcoming changes on the Office of Group Insurance website. It is the responsibility of the individual agency human resource office to share all open enrollment information/materials provided by the Office of Group Insurance to their employees.
The State of Idaho Group Insurance plan utilizes passive enrollment. If an employee does not wish to make any changes to their benefits, they do not need to take any action. The employee will automatically be re-enrolled in the same medical and dental plan that they had the previous year.
Open Enrollment is the only time during the year when employees may make changes to their benefit elections. These changes may include:
- Newly enroll in, or disenroll from, medical and/or dental coverage for the coming plan year: This is only time of year employees can newly enroll/disenroll for coverage without being a new hire or having a qualifying life event (QLE).
- Change medical plans: This is the only time of year employees can make this change (e.g. switch from PPO to HDHP).
- Change who is covered on their plan(s): Open Enrollment is the only time of year when employees may add or drop their spouse and/or dependents without a QLE.
- Participate in a Flexible Spending Account (FSA): Enrollment in the FSA program does not automatically continue from one year to the next. Employees who want to participate in an FSA must enroll/re-enroll during Open Enrollment. No exceptions can be made for those who miss the deadline.
- Switch premium deductions from post-tax to pre-tax or vice-versa: This is the only time of year employees can make this change
Important Information Regarding Your Benefits in FY27:
- Employee Premiums: We are pleased to share that employee premium rates will stay the same for FY2027. We encourage you to review all premium rates and plan cost comparisons, medical/vision plan SBC’s and Booklets, and dental plan Summary and Booklet so you can choose what works best for you and your family.
- New Regence ID Cards: All employees will receive new Regence medical ID numbers and new ID cards. Regence will mail new cards to all participants after Open Enrollment closes. Employees should continue to use their current ID cards until June 30, 2026.
- Verify Your Address: Verify your address is correct by logging into your Regence portal (www.regence.com) and/or any online enrollment systems (e.g. Luma).
- Create New Regence.com Account: All members should create a new account at www.regence.com after they receive their new ID cards. Members may use their existing password for this.
- Same Dental ID Cards: Blue Cross of Idaho dental ID numbers and cards will remain the same for FY27.
- Open Enrollment Presentation Video: Watch this Open Enrollment Presentation covering FY27 Open Enrollment highlights, medical plan changes, and FSA/HSA options.
- Open Enrollment Presentation Slides: : View the FY27 Regence Health Plan Overview presentation. This is the same slideshow used in the video above.
- FSA Information: Review the FY27 Flexible Spending Account (FSA) Toolkit to learn about how the FSA works and what the new contribution limits are.
- HSA Information: Review the FY27 Health Savings Account (HSA) Information to learn about how the HSA works and what the new contribution limits are. NOTE: Unlike the FSA, those who are enrolled in a Health Savings Account (HSA) do not need to re-enroll each year.