Disability Coverage - OFFICE OF GROUP INSURANCE

The Office of Group Insurance administers only the disability policy for employees of the State of Idaho and those agencies who participate in our health plan. If you are not an employee of a participating agency, more disability resources can be found at https://www.idaho.gov/family-records/disability/.

All disability claims are administered by the Office of Group Insurance. All requests for benefit payments must be submitted to the Office of Group Insurance to initiate the claim review process.

Disability coverage is included in the Basic Life policy, no special enrollment is required.

When you are unable to work because of a non-work related illness (including pregnancy) or injury, you may be eligible for disability benefits. Disability benefits can provide a source of continuing income and/or continued access to group insurance coverages for a period of time. Disability benefit amounts may be directly reduced by your other sources of income.

For information about disability benefits, speak with your agency’s human resource office or contact the Office of Group Insurance.

Disability Waiting Periods

You DO NOT have to wait for your sick leave to exhaust before filing a disability claim. You can initiate the claim once you stop working your regular schedule due to the disability. Any financial benefits will be subject to the waiting periods detailed below.

Benefit	Waiting Period
Short-term Disability Provides benefits up to 60% of monthly salary. Maximum monthly benefit: $6,000.	The longer of: 30 continuous days of Total Disability, or; 30 continuous days of Residual Disability, or; the expiration of all accrued sick leave earned at the date of Disability
Long-term Disability Provides benefits up to 60% of monthly salary. Maximum monthly benefit: $6,000 per month.	The longer of: 26 continuous weeks of Total Disability or Residual Disability, or the exhaustion of all sick leave earned as of the date of Total Disability or Residual Disability