The First Wealth is Health

Ralph Waldo Emerson is attributed with saying “The First Wealth is Health.”

While no one would choose to have a chronic health condition, they do happen for a number of reasons. The State’s health plan has programs in place to help employees and their families manage and even improve their chronic conditions which also helps them manage their costs for healthcare related expenses.

ThumbsUp Icon Take advantage of the Living well with high blood pressure [PDF] self-guided workshop.

Members also have access to the Blue Cross Disease Management Program whose goal is to empower members and/or caregivers, in concert with their physicians and other care providers, to effectively manage disease and prevent complications through adherence to medication regimens, regular monitoring of applicable labs/vital signs, a healthy diet, exercise, and other lifestyle choices. The program offers support to members and dependents who are managing an acute or complex illness or are at risk for or have a chronic condition such as:

  • diabetes,
  • asthma,
  • chronic obstructive pulmonary disease (COPD),
  • coronary artery disease, or
  • heart failure.

Type 2 diabetes makes up the majority of all diagnosed cases of diabetes. The good news is that you can take simple steps to lower your risks with a healthy diet, regular exercise, not smoking and keeping your blood pressure in check. 

You might also be eligible to receive your diabetes medications and supplies at no charge through the Diabetes No Copay Program. Call the number on the back of your member ID Card or login to the Blue Cross member portal for more information.

Computer Icon Haven’t set up your Blue Cross of Idaho member portal account? Have your Member ID handy and visit members.bcidaho.com.

Now is the time to understand your benefits

The best time to understand your benefits is right now when you have the time to set up appropriate logins, find a provider, and know where you have filed vital information. The wrong time to try and understand your benefits is in the midst of a healthcare crisis when you don’t know where to go, who to call, or what your out-of-pocket cost will be. 

Here are a few things to consider and get you started to better understand how to access the benefits that your monthly premiums provide. Your wallet and your health will thank you!!

New Member ID Cards – All members will be receiving another set of member ID cards that will now include the 24/7 NurseLine phone number and information about the ChoiceDocs program for the PPO participants. If you haven’t set up your account on the Blue Cross member portal, have your ID card handy and visit: www.members.bcidaho.com.

ChoiceDocsChoiceDocs is a new program within the PPO network that allows you to access providers and specialists at a lower cost; $0 copay for a primary care visit and $20 for a specialist visit. If your current provider or specialist isn’t in the ChoiceDocs network, you will continue to pay a $20 copay for a primary care visit and now pay $40 for a specialist visit. Not all providers or hospital systems are in the ChoiceDocs network. This program does not apply to the Traditional or High Deductible plans.

Provider Search – Use the provider search tool on the Blue Cross of Idaho member portal to find a new provider in your area or to see if your current provider is part of the new PPO ChoiceDocs program. Search by PPO in-network and sort by Tier.

BCI Mobile AppDownload the NEW BCI mobile app on your Android or Apple device for access to resources and information about your medical and dental benefits, member ID cards, programs and more.

Telehealth – In a few short months both MDLive services and telehealth virtual visits administered by other providers have become a routine way for members to receive healthcare. Telehealth will continue the entire plan year as a covered service because so many providers have developed the capability of delivering care in this manner.

OGI Website – the OGI website, www.ogi.idaho.gov, is a great resource for information about all aspects of the health plan, premiums rates, plan contracts, Life & Disability, Flexible Spending, and so much more. We update and add to the content on the website frequently.

MDLive is Ready to Help

MDLive-Logo

Worry, stress, and anxiety are expected, given the current conditions surrounding the coronavirus. Everyone handles these and their emotions and responses differently.

MDLive is ready to listen and support you and your family during this challenging time. Their board-certified psychiatrists and licensed therapists can help you process the information as it develops, create strategies to manage your concerns, identify healthy activities, and put together a plan tailored to your unique situation and needs.

Now, more than ever, is a great time to focus on what you can control and your overall well-being. Schedule a private, confidential visit and keep both mentally and physically healthy with MDLive.

If you are enrolled in the State’s medical plan all MDLive copays and coinsurance have been waived for the month of June regardless of which health plan you are enrolled.

 

Get Started today – it’s quick and easy!  Download the app, text ‘BCIDAHO’ to MDLIVE (635483), visit MDLIVE.com/bcidaho or call 888-920-2975.
MDLIVE Welcome [PDF]

For more information from MDLive about services related to coronavirus, visit: https://www.mdlive.com/coronavirus/

Thumtack Icon Questions? Contact the Office of Group Insurance in person, by telephone or email.

Living Well in 2020, Nicotine Free

How are those New Year’s resolutions going? Do you or your spouse need more support to make that final push to be completely tobacco free in 2020?Smoking Cessation - Thinking About Quitting

New this plan year, nicotine cessation aids are covered at 100% under the preventive provisions of the State’s health plan. Details about this benefit can be found in each plan document posted on the Medical page.

Health Benefits of Quitting

Lowered risk of lung cancer and many other types of cancer.

Reduced risk for disease and early death. While the health benefits are greater for people who stop at earlier ages, there are benefits at any age. You are never too old to quit.

Reduced risk of heart disease, stroke and peripheral vascular disease (narrowing of the blood vessels in outside your heart).

Members enrolled in the State’s health plan can also access a 12-week tobacco cessation workshop in the WellConnected section of the Blue Cross of Idaho member portal, http://members.bcidaho.com. Or call the customer service number on the back of your member ID card for more information about programs and quit aids.

Haven’t set up your Blue Cross of Idaho member portal account? Have your Member ID card handy and visit members.bcidaho.com.

Mental Health – Your 4th Annual Checkup

You should go to the doctor, dentist and optometrist every year for checkups, but what about a checkup for your mind?

Everyone deals with tough times, but even happy events like a new job, a marriage, or a new baby can add stress. That is when taking an hour for a session, or two, or three, with a counselor, might help you navigate new or persistent challenges in your life and increase your overall well-being.

The state’s group insurance program provides an Employee Assistance Program (EAP) to all benefit eligible employees regardless of their enrollment in any other program. The provision for this benefit is detailed in each of the medical plan contracts posted on the Medical page.

There are several ways to access the GuidanceResources(R) information and programs.

Visit the Counseling page of the OGI website for program and contact information

Download the Guidance Resources mobile app

 

Questions? Contact the Office of Group Insurance in person, by telephone or email.

Planning for the Cost of Healthcare

Our health is our most precious asset, and it is both empowering and reassuring to have authority over our healthcare decisions. As costs have increased some, but not all, patients are becoming more conscious consumers of healthcare.

Think about the last time you purchased a car, a cellphone or a television. How much research did you do before you actually made the purchase? It was probably more research than you did the last time your doctor recommended an MRI or knee replacement. A key difference is that far more tools are available to compare the price and quality of electronics and vehicles, but the healthcare industry is coming along.

Price transparency in healthcare enables patients to shop for the most effective, lowest-cost health care available. It also gives patients helpful information to have engaging conversations with their Primary Care Physician (PCP) and specialists about the types of procedures/services they are recommending and the site of care for those services.

[Click the Knee Replacement graphic to the right for Cost Advisor FAQ]

Members enrolled in the State’s health plan can access the Cost Advisor program on the Blue Cross of Idaho member portal, http://members.bcidaho.com, to estimate out-of-pocket costs for upcoming procedures and services. The attached FAQ document provides good information about how to access this program.

Haven’t set up your Blue Cross of Idaho member portal account? Have your Member ID handy and visit members.bcidaho.com.

 

Disease Management and Diabetes Awareness Month

Myth: Eating healthy can be expensive. Fact: Being unhealthy can be expensive.

While no one would choose to have a chronic health condition, they do happen for a number of reasons. The State’s health plan has programs in place to help members manage and even improve their chronic conditions which also helps them manage their costs for healthcare related expenses.

ThumbsUp Icon New this year, members can take advantage of the Living Well with High Blood Pressure [PDF] self-guided workshop.

Members also have access to the Blue Cross Disease Management Program whose goal is to empower members and/or caregivers, in concert with their physicians and other care providers, to effectively manage disease and prevent complications through adherence to medication regimens, regular monitoring of applicable labs/vital signs, a healthy diet, exercise, and other lifestyle choices. The program offers support to members and dependents who are managing an acute or complex illness or are at risk for or have a chronic condition such as:

  • diabetes,
  • asthma,
  • chronic obstructive pulmonary disease (COPD),
  • coronary artery disease, or
  • heart failure.

Type 2 diabetes makes up 90-95% of all diagnosed cases of diabetes. The good news is that you can take simple steps to lower your risks with a healthy diet, regular exercise, not smoking and keeping your blood pressure in check. #BestInHealth #DiabetesAwareness

You might also be eligible to receive your diabetes medications and supplies at no charge through the Diabetes No Copay Program. Call the number on the back of your member ID Card or login to the Blue Cross member portal for more information.

Computer Icon Haven’t set up your Blue Cross of Idaho member portal account? Have your Member ID handy and visit members.bcidaho.com.  

 

Taking Care of ‘You’

Life is busy. Work is busy. Kids are busy. But none of that seems to matter when you are sick.

Here are a couple of things you can do to take care of yourself, your family and your pocketbook.

Syringe Icon

Flu season is here and Flu Vaccines are covered at 100% on all plans. This is also a great time to check with your Primary Care Provider (PCP) about other immunizations that you or family members may be due to receive. A list of immunizations that are covered at no cost to you are included in each plan contract posted on the Medical page of the OGI website.

Did you know Pediatric Vision is now covered at 100% on the PPO and Traditional plans (subject to deductible on thglasses icone High Deductible plan) when using an in-network provider? Check out the Vision page of the OGI website for information or the Pediatric Vision Care Benefits page included in each plan contract posted on the Medical page.

Breast Cancer Awareness Knowledge is Power

There are more than 3.3 million breast cancer survivors alive in the U.S. today. Let’s keep the numbers growing by arming ourselves with knowledge about breast cancer. Talk to your doctor to learn about risks and early detection. #BestInHealth #BreastCancerAwareness    

Computer Icon Make sure you have your current email address attached to your Blue Cross of Idaho member portal account to receive communications about your account, benefit highlights and wellness challenges. Login to members.bcidaho.com – Select “My Account” – select “Account Maintenance” – enter the new email address in the “Change Email Address” section – select “Change Email”

  Medical iconNeed to establish a relationship with Primary Care Provider (PCP)? Check out the provider search feature on the Blue Cross of Idaho member portal for lists and locations of in-network providers.  

Questions? Contact the Office of Group Insurance in person, by telephone or email.

Know Before You Go – CostAdvisor Tool

When it comes to healthcare, it’s hard to know if you are paying a fair price.

That’s why Blue Cross of Idaho gives you access to CostAdvisor – a tool that lets you see and compare physician, hospital and other healthcare costs in your area and based on your specific plan and network before you make appointments.

CostAdvisor uses historic claims data to provide you an estimate of what your insurance covers and what you may pay out-of-pocket. The more specific you are in your search, the more helpful the results will be. If you search “laminectomy” instead of “back surgery,” you’ll see better search results.

If you find a facility that fits your budget but a doctor is not listed, your primary care physician can help you find a provider who performs the procedure at that facility.

Now you can know before you go!

 

ALREADY REGISTERED

Visit bcidaho.com/knowbeforeyougo and log into your member account.
Select Estimate Your Costs Now. A new tab will open in your web browser and you’ll see a snapshot of savings opportunities, or you can begin estimating costs for procedures and services that are important to you.

NEED TO REGISTER

Registering is easy if you don’t have an account. All you need is your Blue Cross of Idaho member ID card.
Visit members.bcidaho.com and select Register from the top navigation bar.
Once you complete the registration process, you will be redirected to the Blue Cross of Idaho members homepage. Simply choose CostAdvisor from the right hand menu to start estimating costs!

Start Saving Now!

Do You Know Your EAP?

We all handle stress, anxiety, grief, surprises, home conflicts in different ways and an Employee Assistance Program or EAP can provide valuable tools to help any individual navigate those situations in a healthy and productive way.ComPysch logo

An EAP benefit is included in each of the State’s medical plans and designed to nurture a culture that supports an individual’s ability to care of themselves while balancing work, kids, parents, finances, etc. Benefit eligible employees and their dependents may each receive 1 to 5 visits per person per plan year with no copayment required.

here is how you can get started:

Computer Icon Watch the brief video tutorial on the Counseling page of the OGI website to learn more about how an EAP works.

Red Arrow Bookmark ComPsych’s GuidanceResources® in your favorite browser and create a login that is unique to you.

nurse icon Use the “Ask a Guidance Consultant” feature on the GuidanceResources® homepage to receive answers to non-emergency emotional health questions.

Phone Icon Call 877.427.2327 to speak with a counseling professional who can guide you to the appropriate services.

calculator icon View Discounts and Offers including EstateGuidance® – a self-guided online will and testament creation tool.

 

Keep an eye out for the new posters in your office and pick up an informational wallet card from your human resource office or request a card from the Office of Group Insurance.

By caring for ourselves, we can be at our best while we are at work and in other areas of our lives.

Blue Cross of Idaho contracts with ComPysch’s GuidanceResources® Worldwide to provide the EAP benefit.